What Is Apple Debt Relief?
Apple Debt Relief is a business debt relief company specializing in merchant cash advance (MCA) debt and lawsuits. We negotiate payments around your business’s cash flow and provide our attorneys for MCA lawsuits and legal issues.
Our work starts with the business behind the debt: its revenue, operating expenses, payment obligations and immediate risks. We build a plan around what the business can afford, and you decide which settlement offers to accept.
Who we help
We work with business owners facing existing MCA obligations, from payments that are becoming difficult to manage to collection pressure and lawsuits.
- Still making payments: We approach creditors with your business's cash-flow situation and seek more manageable terms. Learn about MCA debt relief before default.
- Behind on payments: We review creditor demands, current obligations and the business's ability to fund a resolution.
- Served with a lawsuit: Our attorneys handle the legal response while we negotiate a resolution. Visit our MCA lawsuit support page or read our New York MCA lawsuit guide.
How our approach works
A useful plan needs to account for what the business can pay, what creditors are requesting and any legal action already underway.
- Review the situation. We look at MCA agreements, balances, payment schedules, cash flow and any collection or court documents.
- Build the strategy. We identify the immediate priorities and develop a negotiation approach around the business's circumstances.
- Speak with creditors. We contact creditors and negotiate proposed payment or settlement terms.
- Bring you the offer. You review and approve any offer before accepting it. If the terms are insufficient, we continue evaluating the options.
Help before default, without escrow
For clients who are still paying their MCA funders, we do not require you to stop paying or build funds in an escrow account before we begin creditor discussions. We reach out and negotiate payments based on the business's cash flow.
ADR never collects weekly deposits or holds your money in escrow. Agreed settlement payments go directly to creditors.
Performance-based fees. Offers you control.
Our fee is performance based: we earn it only when we meaningfully improve the outcome of your situation, under your engagement terms. There is no upfront enrollment fee, and you approve every offer we bring you.
If proposed terms are not enough, we help prepare the business for default with our attorney and asset-protection planning. Your agreement explains when the performance fee becomes due and any separate legal costs.
Attorney support for MCA lawsuits
We provide our attorneys to handle court filings and legal issues. Our team negotiates payment and settlement terms around your cash flow, and our attorneys can also handle negotiations or speak with you directly when needed.
If you have been served, gather your court papers and note any dates shown on them before your case review. Our served-with-an-MCA-lawsuit guide explains the records to gather and why response deadlines need individual review.
Reviews, results and official profiles
Read client feedback on our Google business profile, visit our LinkedIn company page and view our BBB business profile.
Our documented settlement examples show balances, agreed payments and resolutions from individual matters. Results depend on the circumstances of each business and creditor. Company disclosures are available in our Legal Notice.
Apple Debt Relief and Apple Card
Apple Debt Relief is an independent business debt relief company. We are not affiliated with Apple Inc., Apple Card, Goldman Sachs, Apple Pay or Apple Wallet.
We do not administer an Apple consumer debt-relief program, provide Apple Card assistance or handle personal consumer debt settlement. On this website, “Apple Debt Relief” refers to our business and its MCA services.
Common questions
Do I need to default before asking for help?
No. We work with business owners who are still making payments. Pre-default clients do not need to stop paying funders or accumulate an escrow balance before we approach creditors.
Is the case review free?
Yes. The initial case review is free, with no upfront enrollment fee. Your agreement explains the performance fee and any separate legal costs.
How do I contact the correct Apple Debt Relief?
Our official website is appledebtrelief.com. Use the contact details and company profiles linked here to reach our team.
Talk to us about your business
Tell us whether current MCA payments, creditor pressure or a lawsuit is your immediate concern. We will review the situation and discuss the next steps.
Request a free MCA case review
Call (833) 237-0027 · info@appledebtrelief.com
